dave@aDave
Gold $$ Contributor
Same here. Credit card from Ft. Knox F.C.U. Platinum VISA. 5% rebate off gas that's paid at the pump. 1% rebate of everything else. The rebate is a credit off of your monthly statement. Every month.We dropped our Shell MC Citi and BOA Visa and started using our Credit Union Visa.
The only way to make it pay is to completely pay off the statement EVERY month.
Got all of my monthly bills on auto-pay. Pay everything (groceries, medical, auto repairs, etc) with it that will take a credit card. It's linked to your savings account. It acts as a buffer on large purchases.