Just asking for your experience/opinion related to accepting a personal check for items posted on this forum. I ALWAYS give the purchaser the option of paying with their personal check. My experience has been that a check will clear my Bank of America account overnight. When I check my account online, it will show "Pending" on the day of deposit, and "Available" on the day after. The cashier at the bank told me at that point, the check has 'cleared' and the funds are available for withdrawal or to cover checks that I've written. I believe only once in the last many years has it taken 2 days for a check to clear. Once the funds are available, I ship that day or not later than next day.
I absolutely refuse to stand in line at the Post Office only to have to pay for a money order and deal with a surly clerk. I've passed on a couple of items posted on this forum because the seller insisted on certified funds.
Just wondering if I'm alone on this. If so, I don't plan to change as I'd rather take a beating than deal with the local USPS personnel.
I absolutely refuse to stand in line at the Post Office only to have to pay for a money order and deal with a surly clerk. I've passed on a couple of items posted on this forum because the seller insisted on certified funds.
Just wondering if I'm alone on this. If so, I don't plan to change as I'd rather take a beating than deal with the local USPS personnel.