State by State Chart of Income Needed for Living
- Thread starter farmerjohn
- Start date
bluealtered
Silver $$ Contributor
Well, this may burst some bubbles here on a Monday morning, but the facts are very simple, you will never own your home, ... period. It doesn't matter if it's been paid off for 100 years, just stop paying your taxes or utility bills or other monthly I.O.U's to the state, county, or city and you too can join the hoards of people who live in those brightly colored tents in both the city and country.
What a heartwarming thing to know that your city, state or county still care! Of course you should watch for the end game, ... it then won't be long before there is a tax on tents or sidewalk camping spaces. I mean after all, you are camping in a tent on their sidewalk, ... that you paid for. Boy isn't that a comforting thought!
What a heartwarming thing to know that your city, state or county still care! Of course you should watch for the end game, ... it then won't be long before there is a tax on tents or sidewalk camping spaces. I mean after all, you are camping in a tent on their sidewalk, ... that you paid for. Boy isn't that a comforting thought!
You couldn't pay me enough to live in Iowa
Downeast
Gold $$ Contributor
I always believed in that it's not how much money you make but what you do with it. And I have been paying myself (the future "you") since I was in my early twenties. I always ask my "friends" what they are "worth". In other words, how much do you invest a month in "you"? They look at me funny. Do you save/invest $1,000 a month? $100? $50? $25? If the answer is $25 then I tell them that they are worth $25 a month. 
Everything else goes to pay off everyone else, be it the mortgage, power company, phone company, credit cards, car dealers, ,insurance companies, you name it. So at the end of the month you are worth $25. 
You basically are working for everyone else and whatever little bit left is yours. Drives them nuts!
Everything else goes to pay off everyone else, be it the mortgage, power company, phone company, credit cards, car dealers, ,insurance companies, you name it. So at the end of the month you are worth $25. You basically are working for everyone else and whatever little bit left is yours. Drives them nuts!
jds holler
Gold $$ Contributor
Downeast, you are spot on. Many folks, or even most do it backwards. -- pay everything and everybody first, and even manage to piss plenty away, ("treat myself"), before they set aside the most important payment - the one to themselves. Everyone moans that there never seems to be enough to set anything aside, and there never will if you don't do it first.I always believed in that it's not how much money you make but what you do with it. And I have been paying myself (the future "you") since I was in my early twenties. I always ask my "friends" what they are "worth". In other words, how much do you invest a month in "you"? They look at me funny. Do you save/invest $1,000 a month? $100? $50? $25? If the answer is $25 then I tell them that they are worth $25 a month.
This little book should be read by everyone who ever earns a dollar. It's simple enough for a child to understand, and if you follow its "rules of gold" you will never be broke again. jd
What exactly does any of this have to do with ACCURATE SHOOTING???
“If you are interested in accurate shooting of all types, then this is the place for you and welcome.”
Just say NO to Political Threads
It seems like there is a lot of cooling down that needs to take place, on both sides. We've tried to be fairly lenient given that it's an election year, but this a private forum, dedicated to *shooting*. Not politics. So, to get back to our regularly scheduled programming, we're going to be...
forum.accurateshooter.com
“If you are interested in accurate shooting of all types, then this is the place for you and welcome.”
Liven The Dream
Gold $$ Contributor
Me to fly over Oregon life is good . Retired and doing just fine . 1800 Acres to shot on right off my Pasture.And of course, there is a huge differential in every state depending if you're urban vs rural, or many other factors.
We're here in Oregon, which is listed as $101K, and we're retired and comfortable on less than $40K. -- and we'd make do at $20K.
We're in the sane side of the state though, and pretty much have hillbilly mentality. I pity the folks who don't know how to live small. jd
Downeast
Gold $$ Contributor
Shooting in this day and age is not cheap. So I think there is a direct correlation between income and shooting. One must be economically accurate to shoot accurate.
snert
Silver $$ Contributor
In 2016 the three bedroom prefab POS house I rented on 8 acres had a yearly tax of $17,900. That wasn't the mortgage boys, thats the tax. It was a two story 2x6framed house that cracked, popped and wiggled in the winds. It looked nice, but was a turd. The furnace was not much more than a grill in diguise. We were happy to rent it at the cost of the taxes per year...and again, that was 2016. In Upstate Central NY! Not Manhatten. Not Albany. In lowly Cortland County, known for its %100 employment rate (if you consider 1/3 the population served the 2/3 that were on social services as employment!)
Sure, there are ways to live in NY cheaper...but most involve log houses and blue tarps. Damn glad to have gotten out.
ronsatspokane
Gold $$ Contributor
It's much uglier than that. The SCOTUS decision on eminent domain nearly 20 years ago made it legal for state government to take your real property because someone else promised to top up the public coffers at a higher rate than you were. That resulted in a nation wide land grab that continues to this day. The state owns your property and it is only by their good graces and your continuing to pay tax to the state that you are allowed to keep it... For now.
Next up, real income. Think that the income you earn is yours? Disposable income is defined as that money left in your pocket after the US, the state and the local governments have taken their slice of your pie. There is nothing limiting how much or how they can take ever larger slices of your pie and they are doing that as we speak. The war on energy increases the cost of everything that uses energy and it empties your pocket. That is in effect a government tax that reallocates your money to third parties without ever landing directly into the hands of government. Here in the state of WA it does land in the hands of government. We have a carbon tax that results in prices above $5 a gallon in some areas. Fortunately I live within 10 miles of the border with America so I drive to Idaho to fill my tank. Often times at $1 less a gallon and with a 37 gallon tank, that is a big savings over time.
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You and me both !!
FNSafari
Gold $$ Contributor
The carbon tax is a pure and unadulterated attempt to get you to buy electric, or ride around is a useless 2 seater shat box.
That’s a stretch but I’ll give it to you! There’s no denying this is a political thread though. What bothers me is some get shut right down, others don’t. Time for @Forum Boss to lay out the rules again, it appears they have changed.Shooting in this day and age is not cheap. So I think there is a direct correlation between income and shooting. One must be economically accurate to shoot accurate.
I don’t need to see the whining on here. It’s all over the news already. People just like someone to listen to their complaints. I’d rather talk about shooting sports any day. That puts a smile on my face.
Dave.
ronsatspokane
Gold $$ Contributor
You don't need to see it but clearly you read it. We are all like moths to a flame. This particular thread is about income however. That descends into what income is. Is it gross income, net income, disposable income and what are the elements that impact those measurements of income. Are hidden taxes to be counted as income or should income be valued after everyone has taken their cut even when that cut is under the table? Then one asks, what are the sources of government income and what impact do those sources have on individual private sector income (private sector being the important part of that question)? That the subject of income by state crosses over into politics should be of no surprise. Politics are the root of the problem where there is a problem and the root of success where one could declare success. To avoid discussing root causes is problematic. To avoid all subjects beyond ballistic science would make us all dull boys and girls.
bluealtered
Silver $$ Contributor
First, thank you jd for adding that it's so readable that a child can do it. it is very appropriate in today's world.
Dave this isn't about politics, it is simply about having the extra income to do what we do here. If you can't afford to buy ammo and have to save the 5 or 6 bullets you have to protect your family, then you aren't likely to be on this forum anyway.
Hopefully the forum boss realizes that this is about the sport we do and not about who is in power at any given time.
The bottom line is that some of our members are being priced out of what we do by the very people who claim to be trying to help us, this is a very stupid way to ruin the very market that is keeping you in business, just ask Remington or any of the other "Giants" who are long gone now.
Dave this isn't about politics, it is simply about having the extra income to do what we do here. If you can't afford to buy ammo and have to save the 5 or 6 bullets you have to protect your family, then you aren't likely to be on this forum anyway.
Hopefully the forum boss realizes that this is about the sport we do and not about who is in power at any given time.
The bottom line is that some of our members are being priced out of what we do by the very people who claim to be trying to help us, this is a very stupid way to ruin the very market that is keeping you in business, just ask Remington or any of the other "Giants" who are long gone now.
At some point, most people are going to realize just how far in the toilet they are, but they haven't yet.
When it comes to owning homes, there have been so many changes in our society, over the last fifty years, that comparisons simply cannot be made.
We have lived on the low side of the median for most of our lives, and still do, in many ways. Nonetheless, now solidly positioned as "golden aged", we are comfortable. The thing is, though in our seventies, we still work. We arrived at our current circumstances by virtue of work and good fortune.
If young people today had the option of living in the same sort of housing we did, and were willing to do so, they would likely be able to live similar lives. This would be unacceptable for most.
We have some neighbors, in their mid-forties, who spent ten years working in a northern mine. They invested their money in 40 acres on which they have built a campground. They are on a path to wealth beyond independence and they will have earned it.
On the other hand, we know other people who worked at the same mines, bought trucks, boats, and other toys, drank as much as they ate, and still live with their parents. Their future is likely to be somewhat different. WH
When it comes to owning homes, there have been so many changes in our society, over the last fifty years, that comparisons simply cannot be made.
We have lived on the low side of the median for most of our lives, and still do, in many ways. Nonetheless, now solidly positioned as "golden aged", we are comfortable. The thing is, though in our seventies, we still work. We arrived at our current circumstances by virtue of work and good fortune.
If young people today had the option of living in the same sort of housing we did, and were willing to do so, they would likely be able to live similar lives. This would be unacceptable for most.
We have some neighbors, in their mid-forties, who spent ten years working in a northern mine. They invested their money in 40 acres on which they have built a campground. They are on a path to wealth beyond independence and they will have earned it.
On the other hand, we know other people who worked at the same mines, bought trucks, boats, and other toys, drank as much as they ate, and still live with their parents. Their future is likely to be somewhat different. WH
ronsatspokane
Gold $$ Contributor
To quote the old Gorden Geko speech: Greed is good. And I say that with only a small part of my tongue in my cheek.
Think about an economy wherein nobody needed or bought anything. Everyone was self sufficient, producing their own shelter, their own food, their own transportation, their own tools and their own entertainment. In such a world, there would be no jobs. No work outside of ones own work would need to be done. With no jobs there would be no income. With no income, there would be no ownership of property, durable goods or anything we would classify as the accoutrements of civilization today. Governments obviously would have nothing to tax and therefore would not exist. We'd be hunter gatherers. We've been there before. Not as romantic a lifestyle as it would appear to be. Even your run of the mill stoic would be crying like a little baby in short order.
The bottom line is that western civilization and increasingly eastern civilization is consumer driven. The rest of the world that is not is referred to as the third world. Poverty, starvation and pestilence are the hallmarks of the third world. In the US consumers make up roughly 68 percent of GDP, government makes up the rest. And where does government get it's money? It earns nothing, that money must come from somewhere. It comes from the pockets of those working in the private sector. Every dime that enters government (including that which lands in the pockets of those working in the public sector) comes from one place only, your pocket if you are employed in the private sector. Lately of course government has been creating money out of thin air by creating debt in the name of those working in the private sector. That debt must eventually be paid off or defaulted on. If we default on it, we'll be right back were we've been before, hunter gatherers. So essentially the entirety of the first worlds global economy is rooted in private sector consumerism. That consumerism creates jobs which produce the income needed to make civilization possible.
Now some would say that I'm greedy because I own a 6 year old ATV and a 10 year old boat. But those "toys" require parts and maintenance and the fact that they do means that they produce jobs. They also feed government because they require licensing in order to use them. Think about a wealthy individual like the late Paul Alan. He owned two super yachts up until the day he died. 300 foot boat named Tatoosh and and a 400 foot boat named Octopus. Can you imagine the number of jobs those boats have created starting with the inception and design through production and into service. Those boats will continue to produce jobs for decades to come. We should all thank Paul and everyone else who spends money on consumer goods for his/their greed. I'd argue that those who consume nothing are the people who need to be derided and provided free transportation to the third world.
Don’t misunderstand my point, I don’t care how much money someone else has or spends, that’s not my thought, I’m a republican that believes in hard work and earning a living, I dont ask for handouts. I don’t blame others for shit I created myself.
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