Use both. Impact for pistol bullets with little to no grabbing surface & collet for everything else.
Broke the first Frankford impact after owning it for 20+ years & about 6 or so uses (shot mostly rifle in those days). Replaced it with an RCBS that I've used several dozen times with no issues.
Why do You get to make only 0.3 mistakes per year?
I usually make more than that in an hour.