It is often said that load work (intended for distance) can be done at 100 yards.
TLDR: If you are still leaning... don't believe them.
Folks tend to take that roll with it.... only to come back disappointed when they extrapolate to 600 or more, and that is with or without a chronograph. The vast majority of folks reading here or who own reloading equipment cannot produce consistent 0.5 MOA waterline at 600 yards and their issue isn't having or not having a chronograph.
Folks without access to a distance range, like to hear that all they need is a chronograph and 100 yard range. It just isn't true the vast majority of the time. Visit a sight in range in the Rockies during elk season and take note of the midwestern travelers who have never shot past 100 yards. Their chronographs and wishful thinking surprise too many of them to the point where their shooting is horrible at 300 and beyond.
Statistics are against you when discussing anything other than an exact copy of a previously successful match rifle and recipe. That is the part this specific discussion that often either doesn't get mentioned, or folks ignore when they hear you can do load development at 100, (with or without a chronograph).
Not shooting at distances beyond 300 yards can be a huge problem if shooting well at 600 or more is the goal, and a chronograph is only a very small part of that problem.
If all that was required to be successful at 600 - 1000 yards was to buy an equipment list and follow a procedure... then we would have a very empty forum. If rookies make a meteoric climb, they are usually being mentored by giants and standing on those shoulders.
When new records are set and the state of the art is pushed out, there could be a very long discussion on the factors that led to the improvements, but the proliferation of good chronographs would be a very small part of the total.
There are prodigies in many things, math, music, art, poetry, athletics, etc., but the vast majority of folks are not going to achieve magical success without putting in their time. Even then, many folks will fail.
For an example, how much budget and time do you suppose we get to train and create a sniper or designated marksman? Not every soldier can shoot well enough, even when we hand them their materials. If we go a step further and teach them to load or compete in regular shooting sports, some of them fail. The lack of a chronograph isn't a reason.
If you want to make rapid progress, get to a range where the club shooters who do what you are interested in doing are running club matches and get a mentor. Copy what they tell you to do at first and worry about it later.
You will still have much to learn even with them telling you what to do, and how long it takes depends on you and your skills. The chronograph is a benefit, but it is not "the answer" to your issue.
You are asking good and valid questions. Keep at this and you will find your answers but be prepared to spend some trigger time learning to crawl, walk, and then to run with the big dogs.
At the beginning of your load development learning curve, focus on workmanship and being consistent, let the chronograph run but don't focus on it alone. Prioritize the target and be prepared to abandon recipes that fail.
You must realize that the chronograph is just a gage that shows you velocity, but it doesn't tell you what to do next.
Folks who stare at the chronograph instead of their target spend many more shots and time than the ones who watch the target as the priority and then also note the chronograph. Groups that are good at distance, by definition have good enough velocity,... but good velocity stats with bad groups are cold comfort.
Sports with sighters are one thing, centered cold bore shots are another. Always try to achieve both good groups that are on boresight... that study is a much shorter learning curve with a chronograph and climate tools.
Move to 200, and then to 300. Spend some time learning what wind does and how much you are willing to spend in between the issues of group size versus your shooting skills. Once you try to go past 300 yards and try to keep inside 0.5 MOA, you will then understand and appreciate the talent of the top competitors.
It takes loading skill, equipment management skill, and wind reading skill, as well as shooting skill, to pull off repeatable 0.5 MOA performance beyond 300 yards. Owning and using a chronograph isn't a bd thing unless you let it distract you from the bigger picture. YMMV