Mark W
Gold $$ Contributor
I used to pick up a lot of good deals in the classifieds this time of year. Unfortunately, I earn almost 30% less salary than I did 4 years ago and bonuses are now nonexistent. Couple that with the fact that a dollar now buys 1/3 less than it did a few years ago, and I have had to virtually cut out non essential spending in order to stay on track for retirement.
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