IMO, both Hornady and Hodgdon's (and most others) published load data suffers from Lawyeritis: the max loads are pretty conservative. This is rather subjective, but shows the need to work up a load in your rifle, using the data as a rough guideline or starting point.
If factory ammo will shoot small groups, your handloads should be able to perform as well, or better, assuming you put a little effort into making things as precise as you can (which is a pretty deep hole to fall into, but that's digressing a bit.)
First firing on new brass is with a case that's made to fit pretty much any chamber out there. It may be pretty sloppy in your rifle. It'll take at least one, sometimes as many as 3 or 4 firings to get it to where it's a little better fit for your chamber. One thing you want to do is not oversize it; allow the brass to grow until you actually need to size it to fit the chamber, then address the portion that needs to be addressed (i.e shoulder position or base diameter) rather than blindly squeezing everything back down.
As far as bullet pull, if you're not using a die with a replaceable neck sizing bushing, you're not going to able to adjust it anyway (at least not without sending the die out to be honed), so just run with what you've got. Most factory dies will be in the ballpark. Measure the outside neck diameter after sizing the brass, and again after seating a bullet. Anywhere from .001" to .004" difference should be okay. 2 to 3 is ideal.
Good luck!