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Price of Powder & Primers in Perspective

Am I the only one who remembers mortgage rates being 8 & 9 percent and in some cases going to 11 percent with adjustable rates? Mine was 8 3/4%.
My parent's rate was about 6% which is what it had been for years, now 6% is considered high.
There have always been many who lived paycheck to paycheck, I remember that well.
That $1.99 gasoline was wonderful while it lasted. As I recall, it was during Covid and most of us were not working and if they did, it was from home. There was low production of everything and an over abundance of fuel for which the oil companies had no place to store it. They also said they weren't making any money and needed to sell it at a discount.

When I was younger I had debt and lived paycheck to paycheck, and that was before the $1500 personal phone for everyone in the house. Gee, I wonder why some people are in debt?
Of course many things are more expensive. Covid left a huge void financially for many people and businesses and everyone is trying to make up that void.

The world is not ready to explode yet, or at least I don't think it is.
We bought our first house in 1978 @ 6%. In a matter of months interest rates hit 18% for a 30 year mortgage. I was selling real estate at the time. I left the biz as sales stopped cold.
 
Lowest gas prices were during the pandemic April 2020 when demand was low.
Car insurance is up due to the cost of repairs to new vehicles.
Wall Street sores and the rich get richer while the little guy pays the bills and gets fed bullshit from lying politicians.
Nothing new to report.
 
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We paid 32,900 for our first house in 82. 8.9% interest (with VA gaurentee) and $335 mo. on an income of 23,700 a year, payments taxes, Insurance, mortgage included. That house sold last year for $195,600.
I traded our 91 Suburban that I bought used for $3900 in 2004 for $5800 In 2022 . Inflation is killing this country.
 
Folks, we are phucked, plain an simple, unless WE, do something about it. But where do we start ?

I live on a fixed income. When i don`t have the money to spend, i have to make choices on what not to buy.

We don`t have a money problem, we have an out of control government problem.
 
In the 80s we built a small house out of our pocket, that we still live in today. The bank wanted 16% for the rate, and 20 % down. It got a new metal roof this year that cost almost as much as I spent on the whole house back then. I told this to some millennial's a few years ago and they called me a liar to my face. They are voting and pushing an agenda, yet have no clue.
 
In the 80s we built a small house out of our pocket, that we still live in today. The bank wanted 16% for the rate, and 20 % down. It got a new metal roof this year that cost almost as much as I spent on the whole house back then. I told this to some millennial's a few years ago and they called me a liar to my face. They are voting and pushing an agenda, yet have no clue.
Did you tell them what you use to pay for powder an primers before they were born?
 
The "Eco-friendly lab" company that Fauci/Obama laundered the gain of function taxpayer money thru, is also a proponent of returning to a 1970's world population level. As are many of the globalist elites that the democrats want to turn the USA over to for unelected governance. This can't happen unless, 1. the dollar is no longer the world's currency( by debt, inflation) 2. USA no longer has a middle-class 3. The U.S. constitution is nullified. 4. Another pandemic with a 40%+ death rate, world food shortages(due to agricultural changes that are now occurring) and a larger scale "war". And the media is crying about Biden's "performance" in the debate and dems may lose an election. We could have a nuclear war event at anytime, have a collapsing economy, likely will have a major in country terrorist attack that will surpass 9/11. 12 years of Obama/Biden has really allowed this progressive fundamental changing of America. I wouldn't be to concerned about the price of powder or bullets.

" In the future you will own nothing, and you will be happy". This is the objective of the world economic forum which jo' s socialist party supports.
 
Am I the only one who remembers mortgage rates being 8 & 9 percent and in some cases going to 11 percent with adjustable rates? Mine was 8 3/4%.
My parent's rate was about 6% which is what it had been for years, now 6% is considered high.
There have always been many who lived paycheck to paycheck, I remember that well.
That $1.99 gasoline was wonderful while it lasted. As I recall, it was during Covid and most of us were not working and if they did, it was from home. There was low production of everything and an over abundance of fuel for which the oil companies had no place to store it. They also said they weren't making any money and needed to sell it at a discount.

When I was younger I had debt and lived paycheck to paycheck, and that was before the $1500 personal phone for everyone in the house. Gee, I wonder why some people are in debt?
Of course many things are more expensive. Covid left a huge void financially for many people and businesses and everyone is trying to make up that void.

The world is not ready to explode yet, or at least I don't think it is.
My first mortage under Carter was adjustable starting at 2 points at closing and 12% adjustable 2%/year up to 17.5%
AAA Rated Telephone bonds paid 15%
Municipal Bonds tax free paid 12%
 
My generation was the first generation that was trained from the time we were little babies that everything was going to get worse in the future. From the public school education, the television, and especially movies. Ths future will be horrible. Inflation is normal, and you must prepare for it. Entire retirement portfolio were designed to stay ahead of inflation. No one questions it now. No one.

If you have $100000 in the bank and you wake up the next day and it's worth $50000 that is called theft. Someone stole that money. But it's like a spell is over the people. They just shrug and go back to their shackles.
 
I have reloaded less and shot less CF this year by far than previous years. I have a fair amount of supplies, enough that if I was still shooting as much as my previous years I'm set until about 2030 or more. I have recently rediscovered the love for 22rf and ARA. We still make our yearly pdog trip, and looking forward to it.
One day you'll ask yourself.....can I really afford to keep doing this hobby? For me, it may eventually come down to plain old plinking with a 22rf pistol and my 10/22 shooting the cheapest ammo I can afford.
 
Always a lot of doom and gloom on here. Life is SO much better for ALMOST everyone than it was for the people before us. Have you had to actually fight in a war or how many hours a day do you spend actually TRYING to survive? I know I’m blessed beyond measure and I thank God multiple times a day for that. I can say that I don’t know too many people in a bad spot that didn’t bring it on themselves. Bad luck can happen but working your ass off and taking care of your money and your body gets you far! It’s always easy to blame someone else.
 

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