..... snip........... Unless you calibrate your scale exactly to the weight you wish to measure, using Check Weights, there is no assurance that your settings at that weight are correct.
Figure you can trust your device? Unless you prove your expectations, they are only hopes.
If discharging magnum or heavy loads, you may be endangering self and others around you...
I think you might misunderstand the way most of us use our powder scales. First of all, exact accuracy is much less important than some folks assume. Nobody I know calculates the absolute maximum charge which is just shy of turning the action into shrapnel and then loads to that figure by trusting the accuracy of their scale to prevent the big boom. People generally work up in careful steps to find their maximum charge weight and it doesn't matter if the unit of measure is grains, grams, or mouse poops as long as the scale is repeatable which is something quite different from "being accurate".
When it comes to endangering those around you, I would say using a bench next to a shooter who uses a good scale is not as risky as using one next to a guy with a bayonet on his rifle. Don't laugh. That happened to my yesterday.
I use a GemPro 250, which costs about a quarter of the FX-120, but it does measure to a resolution of .02 grains. I can't speak for the absolute accuracy of my scale, but accuracy is secondary to precision and repeatability for my purposes. I could (and sometimes do) measure my loads to a precision of plus or minus a tenth of a grain, but when it comes to shooting a .223 in F/TR competition at 600 yards, I prefer to use plus or minus .02gr in an attempt to maximize my scores.
In fact, when I measure perimeters like muzzle velocity ES and SD, there is a significant improvement with rounds loaded to the nearest .02 grain as opposed to those which I load to plus or minus a tenth of a grain. How much low ES and SD numbers help group size is open to debate but generally speaking, the guys who win claim that consistency is important for enjoying precision when the bullet passes through the target, and that's where it counts.
One can argue the relative importance of the many steps we go through during the reloading process, but most folks agree that charge weight is one of the more important factors we can control and it's also one of the easiest to measure with reasonable precision and a reasonable amount of effort.
Measuring powder to plus or minus a tenth might be just fine, even for competition. But if it's OK, it's certainly not OK by a wide margin. Since measuring to a few hundredths of a grain is nearly as easy as measuring to a tenth and, if you're willing to learn the quirks of a Gem Pro 250, not much more expensive, many of us elect to do just that. Some prefer more expensive scales (and actions) than I use, and that's just fine too.
Perhaps weighing powder to a few hundredths only provides a warm fuzzy feeling, but when it comes to competition the importance of a warm fuzzy feeling is not to be discounted.
I gotta' go now and get back to weight-sorting my primers.