It seems to me that factory loads these days ARE hot. Ever since they all started putting velocity stats on the box, and competing with each other in that department, I'd be surprised if I DIDN'T get a tight bolt lift.
And tight bolt lift is kinda subjective to boot. If you have to take the rifle off the bags, grip it tightly with one hand and devote the other to simply lifting the bolt -- that's way too tight. If you can leave it on the bags, and lift it with one or two fingers, and it just feels kinda tight, I'd call that pretty normal for a factory rifle and hunting load.
Also don't forget that for a lot of the "newer" cartridges, the ammo makers know that the rifles are modern, strong actions with great steel and tech which would allow tremendous pressure before hitting the danger zone.
I kind of like a little bit of "tight bolt" because it tells me where to set my sizer die, as well as my powder charge. Other signs we need to watch for are extremely flat and /or cratered primers, and ejector swipe marks. Add a chronograph to your tools and there's no reason to have much worry about this. jd