I know this thread is old, but after doing some research, if you live in New Jersey, New York or Washington State, there is no coverage that is available to you "due to changes in law, legislation, Insurance regulations or Governor sanctioned emergency orders".
In other words, if you are involved in a self defense shooting, you are at the mercy of the state of communism.
In other words, if you are involved in a self defense shooting, you are at the mercy of the state of communism.