Thanks, much obliged. I'm aware of the features of their plans. I guess my concern is you only find out about an insurance company's value and customer service when you actually call on them for assistance. With auto insurance there's plenty of scuttlebutt on a company's reputation available from friends, family, and acquaintances to rely on. For example I have a Hagerty classic car policy largely because many hundreds of folks in a worldwide car club of some 6000 members I belong to swear by Hagerty based on real-world testimonials. But auto claims are very common occurrences, whereas CCW insurance claims must be very rare.
www.ammoland.com
Very good questions, thanks. I'm not saying this type of insurance lacks merit, but I'm very wary of opportunistic industries springing up with little track record, riding the leading edge of a hot trend. The sweet young hottie pitching my CCW class didn't exactly muster an aura of credibility in my jaded mind.
Ask your agent about the specifics of your umbrella plan, there may be exclusions for some actions.
If you shoot a guy down at the 7-11 for carjacking you what does that have to do with your homeowners policy? These coverages are supposed to reimburse you for your legal costs in a self defense scenario. Theres 5-6 states that it doesnt apply (but they still take your money) and if youre in a state that likes to side with criminals and you are found guilty of say aggravated assault with a weapon, they will not cover you period. With a real ccw policy written in your name, one of their lawyers will bail you out of jail and will defend you in court with lawyers that specialize in this exact type trial. You really gotta look in to the fine print of your membership type coverages- they are not what you think no matter how bad you want them to be. If you notice the NRA dropped the company they touted because they picked and chose the cases they even called you back on. And they are the reason those membership clubs are not even allowed to defend you in those 5-6 states.
Nothing, unless a civil action is filed against me by the deceased perpetrator's family, even if I am exonerated of criminal culpability. There's no difference necessarily between a common wrongful death suit involving, say, an automobile vs one involving a firearm, so I don't assume a typical umbrella rider excludes the latter (although most may so specify, I don't know - I'm not a lawyer, I only play one on TV.)
I'm calling my insurance carrier to see if they have a rider or a direct policy.
Indeed it is!!!!!Does your avatar depict the Louisiana state bird? (Asking for a friend.)
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That's the bird that discourages yankees and other riffraff from trampling your state.Indeed it is!!!!!
